:::SHILPA::::

Particulars	Mar 2025 Rs.Cr	Dec 2024 Rs.Cr	Sep 2024 Rs.Cr	Jun 2024 Rs.Cr
Interest Earned	77,460.11	76,006.88	74,016.91	73,033.14
Operating Expenses	62,951.29	62,460.04	60,793.90	59,816.61
Operating Profit Before Prov. & Cont.	26,536.70	25,000.40	24,705.74	23,884.64
Provisions & Contingencies	3,193.05	3,153.85	2,700.46	2,602.06
Depreciation	0.00	0.00	0.00	0.00
Tax	5,727.51	5,111.05	5,184.31	5,107.83
Fringe Benefit Tax	0.00	0.00	0.00	0.00
Deferred Tax	0.00	0.00	0.00	0.00
Net Profit	17,616.14	16,735.50	16,820.97	16,174.75

Extra-ordinary Items	0.00	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	17,616.14	16,735.50	16,820.97	16,174.75

EPS (Unit Curr.)	23.03	21.90	22.08	21.28
EPS (Adj) (Unit Curr.)	23.03	21.90	22.08	21.28
Calculated EPS (Unit Curr.)	23.02	21.88	22.04	21.26
Calculated EPS (Adj) (Unit Curr.)	23.02	21.88	22.04	21.26
Calculated EPS (Ann.) (Unit Curr.)	92.08	87.53	88.17	85.04
Calculated EPS (Adj) (Ann.) (Unit Curr.)	92.08	87.53	88.17	85.04
Book Value (Unit Curr.)	655.00	632.00	607.00	603.00
Dividend (%)	0.00	0.00	0.00	0.00
Equity	765.22	764.83	763.08	760.81
Reserve & Surplus	0.00	0.00	0.00	0.00
Face Value	1.00	1.00	1.00	1.00

Public Shareholding (No. Of Shares)	0.00	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00	0.00
(%) of shares held by GOI	0.00	0.00	0.00	0.00
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00	0.00

Non Encumbered - No. of Shares	0.00	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00	0.00

PBIDTM(%)	88.74	88.41	89.04	88.29
PBDTM(%)	30.14	28.74	29.73	29.14
PATM(%)	22.74	22.02	22.73	22.15

Net Interest Income	32,070.00	30,650.00	30,110.00	29,840.00
Net Interest Margin(%)	3.54	3.43	3.46	3.47
Provision Coverage Ratio(%)	68.00	68.00	70.00	71.00
CASA Ratio(%)	34.80	34.00	35.00	36.00
Capital Adequacy Ratio	19.55	19.97	19.77	19.33
Tier I Capital	17.70	18.03	17.79	17.33
Tier II Capital	1.85	1.94	1.98	2.00

Gross Non Performing Assets	35,222.64	36,018.58	34,250.62	33,025.69
Net Non Performing Assets	11,320.43	11,587.54	10,308.54	9,508.44
(%) Gross Non Performing Assets	1.33	1.42	1.36	1.33
(%) Net Non Performing Assets	0.43	0.46	0.41	0.39
Return on Assets(Annualised)	0.00	0.00	0.00	0.00
Return on Assets	0.48	0.47	0.49	0.47
Current Deposits	314,100.00	267,100.00	275,400.00	267,300.00
Saving Deposits	630,500.00	605,600.00	608,100.00	596,400.00
Term Deposits	1,770,100.00	1,691,100.00	1,616,600.00	1,515,400.00
Total Deposits	2,714,700.00	2,563,800.00	2,500,100.00	2,379,100.00
Total Advances	2,643,500.00	2,542,600.00	2,495,100.00	2,463,500.00

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