:::SHILPA::::

Particulars	Jun 2025 Rs.Cr	Mar 2025 Rs.Cr	Dec 2024 Rs.Cr	Sep 2024 Rs.Cr
Interest Earned	31,063.51	31,242.51	30,953.94	30,419.86
Operating Expenses	26,806.41	27,269.66	26,392.29	26,429.24
Operating Profit Before Prov. & Cont.	11,515.16	10,752.37	10,533.85	10,712.47
Provisions & Contingencies	3,947.66	1,359.35	2,155.63	2,204.09
Depreciation	0.00	0.00	0.00	0.00
Tax	1,761.36	2,275.52	2,074.45	1,590.81
Fringe Benefit Tax	0.00	0.00	0.00	0.00
Deferred Tax	0.00	0.00	0.00	0.00
Net Profit	5,806.14	7,117.50	6,303.77	6,917.57

Extra-ordinary Items	0.00	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	5,806.14	7,117.50	6,303.77	6,917.57

EPS (Unit Curr.)	18.73	22.99	20.37	22.37
EPS (Adj) (Unit Curr.)	18.73	22.99	20.37	22.37
Calculated EPS (Unit Curr.)	18.72	22.98	20.37	22.36
Calculated EPS (Adj) (Unit Curr.)	18.72	22.98	20.37	22.36
Calculated EPS (Ann.) (Unit Curr.)	74.89	91.92	81.47	89.45
Calculated EPS (Adj) (Ann.) (Unit Curr.)	74.89	91.92	81.47	89.45
Book Value (Unit Curr.)	596.00	577.00	553.00	532.00
Dividend (%)	0.00	0.00	0.00	0.00
Equity	620.24	619.47	619.03	618.65
Reserve & Surplus	0.00	0.00	0.00	0.00
Face Value	2.00	2.00	2.00	2.00

Public Shareholding (No. Of Shares)	0.00	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00	0.00
(%) of shares held by GOI	0.00	0.00	0.00	0.00
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00	0.00

Non Encumbered - No. of Shares	0.00	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00	0.00

PBIDTM(%)	80.71	85.86	83.11	83.65
PBDTM(%)	24.36	30.06	27.07	27.97
PATM(%)	18.69	22.78	20.37	22.74

Net Interest Income	13,560.00	13,811.00	13,606.00	13,483.00
Net Interest Margin(%)	3.80	3.97	3.93	3.99
Provision Coverage Ratio(%)	71.00	75.00	76.00	77.00
CASA Ratio(%)	40.00	41.00	39.00	40.00
Capital Adequacy Ratio	16.85	17.07	17.01	16.61
Tier I Capital	14.68	14.67	14.61	14.12
Tier II Capital	2.17	2.40	2.40	2.49

Gross Non Performing Assets	17,764.66	14,490.11	15,850.27	15,466.23
Net Non Performing Assets	5,065.99	3,685.45	3,774.79	3,612.47
(%) Gross Non Performing Assets	1.57	1.28	1.46	1.44
(%) Net Non Performing Assets	0.45	0.33	0.35	0.34
Return on Assets(Annualised)	1.47	1.83	1.64	1.84
Return on Assets	0.00	0.00	0.00	0.00
Current Deposits	163,033.00	166,799.00	128,700.00	125,800.00
Saving Deposits	305,133.00	311,389.00	282,800.00	286,900.00
Term Deposits	693,449.00	694,764.00	684,383.00	674,044.00
Total Deposits	1,161,615.00	1,172,952.00	1,095,883.00	1,086,744.00
Total Advances	1,059,724.00	1,040,811.00	1,014,564.00	999,979.00

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